Insurance Information

Gulfcoast Eye Center works with many insurance carriers and payment plans.

To see if we work with your insurance carrier or vision care plan, please call our office for assistance. Our friendly and informed staff will be happy to answer any questions you may have.

In addition to the below insurances, we also accept: Humana Comp. Benefits “VCI”, Avesis, Optical, All Aetna, Medicare, Meritian, United Health Care, Most Cigna plans, Metlife, Guardian, and PHCS.

Vision or Medical Plan

Is the reason for your visit…

Routine?

A healthy patient routine vision exam is done yearly to check for vision changes, to screen for eye disease and to make sure your eyeglass and contact lens Rx is up to date. This would include a refraction to measure your vision prescription, a dilated retinal exam, and a variety of other tests. Your vision plan will be billed.

– OR –

Medical?

If you are presenting to our office with a medical complaint, injury, infection, inflammation or chronic eye disease, we will file your eye examination to your medical insurance carrier. You will be responsible for applicable co-pays, deductibles, and refraction. We can still check you for the need for glasses or contact lenses even though we are evaluating a medical problem.

A special note for patients with chronic diseases such as diabetes, glaucoma or macular degeneration.

Medical plans, instead of vision plans, will be billed for patients in which our doctors are managing chronic medical problems such as

• diabetic patients who need a diabetic retinal examination
• glaucoma
• macular degeneration
• dry eye syndrome

You may still use your vision plans for eyeglasses or contact lenses. Vision plans are not designed to cover examinations where a higher level of medical decision-making is required.

Huge deductible? No vision plan? No health insurance?

We are a provider for Care Credit payment plans which can provide NO-INTEREST financing for up to 12 months. Get an instant, online approval before your appointment by clicking the link below. You can also give our office a call and let us do the work! We can take the information over the phone and get you approved before you arrive for your appointment.